Associate, Credit Analyst / Relationship Manager (Japanese Corporate & Investment Banking)

Mitsubishi UFJ Financial Group; City of London; On-site; GBP 30,000 - 45,000; Full time

Job summary

A leading financial services group in London is seeking an Associate, Junior Relationship Manager to manage customer transactions and support senior Relationship Managers. The ideal candidate will have strong corporate banking expertise, fluency in Japanese and English, and the ability to work in a multicultural environment. This role is full-time and offers the opportunity to make a meaningful impact within the financial industry.

Qualifications

• Business level fluency in Japanese and English required.
• Essential front-office Corporate Banking experience.
• Ability to work in a multicultural environment.

Responsibilities

• Manage customer transactions for assigned clients.
• Collaborate with Product Partners for solutions.
• Monitor risks within firm's appetite.
• Ensure compliance with internal policies.

Skills

Corporate banking knowledge

Corporate finance skills

Accounting skills

Advanced MS Office skills

Numerical communication

Analytical skills

Team collaboration

Time management

Education

Degree level education or equivalent

Job description

Overview

MUFG is hiring for the role of Associate, Junior Relationship Manager (Japanese Corporate & Investment Banking).

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth. Join MUFG to own your career and make a meaningful impact.

Key Responsibilities

• Independently manage all aspects related to customer transactions for assigned clients (less complex), and support senior Relationship Manager for large clients with complex transactions.
• Planning and Strategy Development: manage a client portfolio to meet commercial and risk goals; collaborate with Product Partners to identify solutions; partner with Credit and Compliance stakeholders; assist senior Relationship Manager with origination and strategic business development; share information with MUFG international branches; develop understanding of MUFG’s credit policy and procedures; undertake ongoing training and development.
• Risk Management: monitor and act within delegated authority across the Corporate Banking Department (London); manage risks within the firm’s risk appetite using risk management tools; ensure compliance with internal policies and regulatory requirements; support governance and reporting; manage credit assessment flows and monitoring for assigned customers.
• Regulatory Compliance, Affairs and Change: evaluate and establish operational and IT controls to enable department functions in line with business plans.
• Controls and Compliance: ensure adherence to internal risk and compliance requirements; maintain systems and controls appropriate to the business and ensure policy compliance.
• Relationship With Other Functions And Stakeholders: maintain and enhance relationships with stakeholders across the region and globally to share best practices and support MUFG strategy.
• Work Experience: essential front-office Corporate Banking experience; experience in credit assessment for large/medium corporates; ability to work in a multicultural environment.

Qualifications

• Education: Degree level education or equivalent qualifications.
• Languages: Business level fluency in Japanese and English (written and verbal).
• Skills: advanced knowledge of corporate banking, corporate finance, accounting and strategic thinking; broad knowledge of financial products/services; advanced MS Office skills; strong numerical, written and verbal communication; high accuracy and attention to detail; strong analytical and reporting skills; effective team player; excellent time management.

Personal Attributes

• Logical and accurate analysis; proactive in proposing ideas to drive deals and optimize processes.
• Ability to prioritize, plan actions, and execute tasks; provide guidance and development to team members; motivate teams and drive performance; set high goals and adapt to change; collaborate across teams and stakeholders; strong influencing and negotiation skills; integrity and responsibility.

Other

MUFG is committed to diversity and inclusion in recruitment and employment and opposes discrimination on grounds including age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, religion or belief, and marriage or civil partnership.

We are open to flexible working requests in line with organizational requirements.

Seniority level: Entry level

Employment type: Full-time

Job function: Finance and Sales

Industries: Financial Services and Banking