Principal Data Engineer - Finance Modernization

Mastercard; Miami (FL); On-site; USD 165,000 - 264,000; Full time

Job summary

A global payment technology company in Miami seeks a Principal Data Engineer to lead finance technology modernization initiatives. The ideal candidate will design and deliver effective technical solutions while mentoring engineers. With over 10 years of experience in software and data engineering, you will play a crucial role in shaping the technical roadmap and ensuring alignment between business needs and technical execution. This role offers a competitive salary and excellent benefits.

Benefits

Medical, dental, and vision insurance

401k with company match

Tuition reimbursement

Flexible spending accounts

Paid parental leave

Qualifications

• 10+ years of engineering experience in software or data engineering.
• Proven experience as a software/data engineer and technical lead.

Responsibilities

• Collaborate with stakeholders to translate requirements into specifications.
• Build data pipelines and implement modeling.
• Ensure alignment between business goals and technical execution.

Skills

Data lifecycle management

Collaborative programming

Agile methodologies

Data modeling

Cloud services

Performance engineering

Leadership

Security best practices

Education

Bachelor’s degree in Data Science or Computer Science

Tools

AWS

Azure

Google Cloud

Job description

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Principal Data Engineer - Finance Modernization

Mastercard Overview

Mastercard is seeking talented professionals to join our team and contribute to our mission of connecting and powering an inclusive, digital economy that benefits everyone, everywhere. Our ideal candidate thrives in a collaborative environment, embraces challenges, and is committed to achieving excellence. If you are ready to advance your career and be part of a forward-thinking company that values creativity, dedication, and professional growth, we invite you to explore this exciting opportunity with Mastercard.

Role Overview

Mastercard is on a journey to modernize and advance our Finance Technology landscape, covering Billing, Financial Planning, Accounting, Settlement, Treasury, Reporting and Analytics. As a Principal Data Engineer, you will play a critical role in shaping and executing the finance transformation technical roadmap. You will be responsible for designing, developing, and delivering high-impact technology solutions that align with our business and technical objectives. By collaborating with cross-functional teams, including business/product owners and other technical experts, you will ensure that our solutions meet evolving customer needs while improving performance, scalability, and reliability. This role offers the opportunity to drive technical excellence, mentor engineers, and build solutions in a dynamic, fast-paced environment.

Responsibilities

• Collaborate closely with finance, business and technical stakeholders to translate requirements into technical specifications, driving features from inception to delivery.
• Partner with data and engineering teams to establish robust data pipelines, implement advanced data modeling, and ensure seamless integration across diverse systems and domains.
• Facilitate trade-off discussions with both business and technical stakeholders to balance priorities and make informed decisions.
• Ensure alignment between business goals and technical execution, making sure features and solutions meet business requirements and customer needs.
• Participate in sprint planning, retrospectives, and other agile ceremonies to ensure the team is aligned and delivering efficiently.
• Drive the adoption of best practices in software engineering, including code reviews, testing, and continuous integration/continuous delivery (CI/CD).
• Optimize the cost/benefit of software features and architecture, ensuring scalability, performance, and operational efficiency.
• Act as a technical leader providing guidance on complex technical challenges and driving resolution, ensuring solutions align with Mastercard’s engineering and data principles, and technical policies.
• Identify opportunities for process improvements, helping to streamline workflows and enhance team productivity.
• Mentor and guide engineers across various experience levels, helping them grow technically and improve their software and data engineering skills.

Skills and Experiences

• Proven experience as a software/data engineer and technical lead, with a strong focus on delivering large-scale software projects in an agile environment.
• Experience with data lifecycle management, including ingestion, ETL, modeling, and governance, within highly regulated environments.
• Expertise in modern software engineering practices, including agile methodologies, CI/CD, automated testing, and code reviews.
• Experience in partnering with data and engineering teams to build and manage a single source of truth for data, leveraging end-to-end technology stacks and best practices in data architecture.
• Strong programming skills in multiple languages and frameworks, with a focus on building scalable, reliable, and performant solutions.
• Ability to translate business and customer requirements into technical specifications, driving the development of high-impact software features.
• Experience with performance engineering, ensuring systems are built to scale and meet varying demands.
• Experience with cloud infrastructure and services (e.g., AWS, Azure, Google Cloud), and cloud-native software design.
• Proven ability to collaborate with cross-functional teams, including business/product owners, and technical stakeholders.
• Strong communication and leadership skills, with the ability to engage and influence both technical and non-technical audiences.
• Knowledge of security best practices and experience in ensuring the secure development of applications.
• Experience in driving technical decision-making and trade-offs, balancing competing priorities such as business goals, technical constraints, and user experience.
• Ability to identify process inefficiencies and drive continuous improvement initiatives within the team.

Qualifications

• Bachelor’s degree in Data Science, Computer Science, or related subject.
• 10+ years of engineering experience in software, data engineering, or related field.
• Prior experience with financial systems, such as Oracle Financials, Oracle Fusion Cloud, and Hyperion, with experience optimizing their integration into broader data ecosystems, is a plus.

Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact [e-mail] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard’s security policies and practices;
• Ensure the confidentiality and integrity of the information being accessed;
• Report any suspected information security violation or breach, and
• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary based on location, experience and other qualifications for the role and may be eligible for an annual bonus or commissions depending on the role. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance), flexible spending account and health savings account, paid leaves (including 16 weeks new parent leave, up to 20 paid days bereavement leave), 10 annual paid sick days, 10 or more annual paid vacation days based on level, 5 personal days, 10 annual paid U.S. observed holidays, 401k with a best-in-class company match, deferred compensation for eligible roles, fitness reimbursement or on-site fitness facilities, eligibility for tuition reimbursement, gender-inclusive benefits and many more.

Pay Ranges

O'Fallon, Missouri: $165,000 - $264,000 USD

Miami, Florida: $165,000 - $264,000 USD

New York City, New York: $198,000 - $317,000 USD