Commercial Portfolio Manager Sr.

Huntington National Bank; Akron (OH); Hybrid; USD 70,000 - 140,000; Full time

Job summary

A leading financial institution is seeking a Commercial Portfolio Manager-Senior to manage and support a commercial portfolio. The role involves credit risk assessment, supporting relationship managers, and ensuring compliance with relevant regulations. Candidates should have a degree in finance and significant experience in credit analysis and portfolio management. This position offers a competitive salary and benefits, along with flexible work arrangements.

Benefits

Health insurance

Wellness program

Life and disability insurance

Retirement savings plan

Paid time off (PTO)

Flexible work arrangement

Qualifications

• 4-7 years of relevant commercial/middle market credit analysis experience.
• Experience with large exposures and complex loans.

Responsibilities

• Manage a moderately complex portfolio of commercial loans.
• Evaluate and mitigate associated business risks.
• Own responsibility for credit quality and monitoring.

Skills

Credit analysis

Risk management

Customer service

Analytical skills

Time management

Communication skills

Education

Four-year college degree in Finance/Accounting/Economics

MBA in Finance or Accounting

Tools

Excel

Word

Job description

Overview

Summary: Working with minimal supervision, the Commercial Portfolio Manager-Senior is responsible for managing assigned portfolio(s) and providing support to Commercial group leader(s), Regional Credit Officer, and Relationship Manager team (RM’s) in the areas of credit underwriting, portfolio management, compliance, and monitoring of new and existing loans and customer relationships within the portfolio. Will manage moderately complex loan portfolio.

Responsibilities

• Manages a moderately complex portfolio of commercial loans and customers in partnership with the assigned relationship manager, group leader, Regional Credit Officer and other stakeholders.
• Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities. Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.
• Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks. Responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio. Responsible for underwriting quality, portfolio administration, and ongoing credit quality of assigned portfolio.
• Effectively present proposed credit actions in written analysis documents and, as necessary, verbally to Senior Loan Committee.
• Conduct portfolio reviews with senior management and analyze existing portfolio to identify trends and opportunities.
• Mentors Credit Analysts and junior Portfolio Managers to develop required competencies and experience.
• Performs all other duties assigned.

Qualifications

• Four-year college degree in Finance/Accounting/Economics or equivalent work experience.
• 4-7 years of relevant commercial/middle market credit analysis experience or underwriting experience with deals with large exposures and complex loans.

Preferred Qualifications

• Understanding and utilization of credit skills for credit decision making, monitoring, and managing of a credit through repayment.
• Strong analytical ability and an understanding of the analysis of commercial financials.
• Thorough knowledge of the state and federal laws and compliance regulations for commercial loans.
• Ability to work under critical time constraints. Strong time management and organizational skills and the ability to perform highly detailed and accurate work on multiple, concurrent tasks.
• A high level of verbal and written communication skills to effectively convey credit worthiness and recommendations.
• Thorough knowledge of various software programs including Word and Excel, and the ability to quickly learn additional systems/software.
• Strong customer service orientation.
• MBA in Finance or Accounting.
• Formal credit training.

Exempt Status

Exempt Status: Yes = not eligible for overtime pay; No = eligible for overtime pay.

Workplace

Office

Our Approach to Office Workplace Type: Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation

$70,000 - $140,000 Annual Salary

The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.