Senior Financial Crime Investigations Officer

Business type

Types of Jobs - Compliance / Financial Security

Job title

Contract type

Permanent Contract

Job summary

Department Summary:

Financial Crime is commonly referred to as Financial Security at Credit Agricole.

The Department is headed by the MLRO and is split into 3 teams:

• FS Advisory and Governance
• Fraud & Complex Investigations (vacancy sits within this division)
• Quality Assurance.

Key Role Responsibilities:

• Investigations
• AML post transaction monitoring
• Regulatory projects, training and awareness
• Internal and external reporting (FCA and internal MI)
• Application of UK legislation and regulations in connection with all aspects of financial crime i.e. money laundering, the financing of terrorist activity, anti-bribery and corruption and fraud prevention, including the Proceeds of Crime Act, UK Money Laundering Regulations, Terrorism Acts, Joint Money Laundering Steering Group Guidance, international sanctions regimes, UK and French anti-bribery and corruption legislation and the FCA Handbook (for Crédit Agricole Corporate and Investment Bank (CACIB) and Crédit Agricole SA (CASA) London Branch)
• Developing and maintaining policy in line with evolving statutory and regulatory obligations
• Representing Credit Agricole CIB London to external agencies (supervisors, national authorities and law enforcement agencies), and in any other third party enquiries in relation to Financial Crime issues
• Receiving internal reports/referrals, undertaking the internal investigation of all suspicions and determining if such suspicions have substance and require disclosure to the National Crime Agency (NCA) or other agencies
• Assisting FS/MLRO in preparing annual reports for relevant London senior management on compliance with the Money Laundering Regulations
• Prepare and submit FCA FS returns (for CACIB and CASA LB).

The incumbent will provide support to the Head of Fraud & Complex Investigations and the FS Team to achieve their responsibilities and objectives, conducting ad hoc projects related to financial crime compliance as well as being actively involved in:

• Identification and investigation of potential suspicious activities in relation to financial crime in collaboration with the Head of Fraud & Complex Investigations, the MLRO, the FS A&G team, Compliance and FS Head Office
• Leading or assisting the Head of Fraud & Complex Investigations with the investigation/reporting of cases
• Ensuring investigations are completed to a high standard, including the preparation of high quality, concise, precise investigation reports and the accurate filing/logging of relevant supporting material
• Leading the London Branch Fraud strategy, liaising with victims, law enforcement and being the initial group point of contact for referrals and then onward liaison between Head Office fraud Team, CA Group Fraud Team and regional entities globally
• Leading the London Branch roll out of the new Failure to Prevent Fraud Corporate Offence, working closely with both internal stakeholders and external resources

Supplementary Information

Our commitment to you:

Join our team at Crédit Agricole CIB, the corporate and investment banking arm of 10th largest banking group worldwide in terms of balance sheet size (The Banker, July 2023). We offer more than just a job.

You will be part of a dynamic and collaborative work environment where CSR is embraced in our day-to-day business operation, innovation is encouraged and diversity is celebrated.
Crédit Agricole CIB, the first French bank to have committed to the Equator Principles, is a pioneer and global leader in sustainable finance. Our commitment to sustainability and corporate responsibility means that your work will have a positive impact on our communities and the environment.
With a people-centric culture where everyone is valued, and opportunities for personal and professional growth, Crédit Agricole CIB is not just a place to work – it is where you make an impact.

Our hiring process is open to all and should you have any particular needs or you may require adjustments, please let us know.

Legal and Regulatory Responsibilities:

• Comply with all applicable legal, regulatory and internal compliance requirements, including, but not limited to, the London Compliance manual and the Financial Crime Policy.
• Maintain appropriate knowledge to ensure to be fully qualified to undertake the role. Complete all mandatory training as required to attain and maintain competence.

Geographical area

Europe, United Kingdom

City

London

Qualifications

Bachelor Degree / BSc Degree or equivalent

• University Degree or equivalent
• Money Laundering or financial crime related qualification

Experience

• Investigatory experience gained in a law enforcement, regulatory or corporate investigation role;
• Practical experience working in a Financial Institution / within a Financial Security (Crime) type function with exposure to Financial Crime matters, investigations including, ideally the detection and prevention of fraud;
• Previous experience/knowledge regarding the identification and reporting of potential suspicious activities through the submission of Suspicious Activity Reports (SARs);
• Good presentation skills.
• Experience in working effectively with multiple key stakeholders to tight deadlines.

• Practical experience as a Financial Crime investigator;
• Presentational / training experience.
• Previous experience working with AML / transaction monitoring software;

Required skills

• Investigative skills and inquisitive nature;
• Detailed knowledge of UK regulatory regime in connection with financial crime and fraud;
• Strong analytical skills with excellent attention to detail;
• Strong decision making skills, including the ability to draw conclusions on complex matters and recognise the need for escalation, when appropriate;
• Understanding of the importance of confidentiality;
• Resilience and ability to work under pressure;
• Flexibility and adaptability to change;
• Ability to work effectively with key internal stakeholders to ensure all requirements are met;
• Ability to work independently, with minimal supervision and act on own initiative to identify tasks to be undertaken;
• Ability to share responsibilities, skills and experience with other team members; good team player.
• Clear and concise verbal and written communication;
• Good working knowledge of Excel, Word, PowerPoint.
• Ability to train others;
• Detailed knowledge and application of UK Money Laundering Regulations, JMLSG and FCA guidance;
• Good understanding of EU Money Laundering Directives.
• Good understanding of investment banking products/services, including trade finance, international trade, finance and capital markets products;

Languages

General information

Entity

About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)Crédit Agricole CIB is the corporate and investment banking arm of Crédit Agricole Group, the 10th largest banking group worldwide in terms of balance sheet size (The Banker, July 2022).8,600 employees in more than 30 countries across Europe, the Americas, Asia-Pacific, the Middle-East and North Africa, support the Bank's clients, meeting their financial needs throughout the world.Crédit Agricole CIB offers its large corporate and institutional clients a range of products and services in capital market activities, investment banking, structured finance, commercial banking and international trade.The Bank is a pioneer in the area of climate finance, and is currently a market leader in this segment with a complete offer for all its clients.For more information, please visit www.ca-cib.comTwitter: https://twitter.com/ca_cibLinkedIn: https://www.linkedin.com/company/credit-agricole-cib/By working every day in the interest of society, we are a group committed to diversity and inclusion. All our positions are open to people with disabilities.