Head of AML / Money Laundering Reporting Officer (MLRO) (m/f/d)

AllUnity GmbH; Frankfurt am Main; Vor Ort; EUR 90.000 - 130.000; Vollzeit

Zusammenfassung

A dynamic fintech venture is seeking a Head of AML / MLRO to lead compliance strategies and oversee AML risk management in Frankfurt. The ideal candidate will have extensive experience in AML/CTF regulations and leadership skills, while also being fluent in German and English. This role offers the opportunity to shape innovative financial solutions and a competitive compensation package.

Leistungen

30 Days Paid Vacation

Learning & Development Budget

Regular Team Retreats & Offsites

Transparent Culture and Open Communication

Qualifikationen

• 8+ years in AML/CTF compliance within financial services, fintech, crypto, or payments.
• Strong knowledge of BaFin AML requirements, GwG obligations, and MiCAR framework.
• Ability to lead AML teams and engage with regulators.

Aufgaben

• Define and execute AML/CTF strategy in alignment with regulations.
• Lead enterprise-wide AML risk assessment and implement methodologies.
• Ensure compliance framework aligns with evolving AML standards.

Kenntnisse

Fluent German

Analytical judgment

Risk assessment

Ausbildung

Master’s degree in Law, Social Sciences, Economics

Tools

GoAML

Jobbeschreibung

Head of AML / Money Laundering Reporting Officer (MLRO) (m/f/d)

Location: Germany based, preferably in Frankfurt am Main

About Us

AllUnity is an innovative joint venture between DWS Group, Flow Traders, and Galaxy Digital, operating as a BaFin-regulated e-money institution. The company’s mission is to create a new infrastructure for Europe’s digital financial markets by issuing a regulated euro stablecoin. AllUnity positions itself as a bridge between the traditional financial world and the blockchain economy.

Join us in shaping the future of finance, pushing boundaries, and transforming how value is transferred and managed.

About the Role

We are looking for an experienced Head of AML / MLRO to join AllUnity as our designated Money Laundering Reporting Officer under German law. You will serve as the institution’s primary point of contact for regulators, holding ultimate responsibility for the effectiveness of AllUnity’s AML/CTF and Sanctions program.

This is a strategic leadership position where you will:

• Define and execute AllUnity’s AML/CTF strategy in alignment with BaFin, GwG, and MiCAR requirements.
• Oversee AML risk analysis, internal controls, and regulatory reporting.
• Serve as the escalation point for high-risk cases, SAR approvals, and submissions to FIU.
• Advise the Management Board on AML/CTF risks and provide expert training and guidance across the organization.
• Ensure regulatory compliance while enabling AllUnity’s growth in blockchain-based financial services.

Location: Germany based, preferably in Frankfurt am Main

Responsibilities

• Strategic AML Leadership: Define, own, and continuously evolve AllUnity’s AML/CTF and Sanctions strategy.
• AML Risk Assessment: Lead enterprise-wide AML risk assessment, implement methodologies, and ensure appropriate risk coverage.
• Policies & Procedures: Implement AML/CTF governance documents, internal policies, and frameworks.
• Regulatory Monitoring: Ensure compliance framework is aligned with evolving BaFin, MiCAR, and international AML standards.
• Monitor Transactions: Review blockchain activity, investigate alerts, and escalate risks.
• Internal Controls: Approve, oversee, and assess the effectiveness of AML/CTF internal controls.
• Suspicious Activity Reporting (SARs): Review, approve, and file SARs with the German FIU (GoAML).
• Oversee BKYC: ensure compliant customer onboarding and ongoing monitoring under Germany’s GwG.
• AML Reporting: Ensure timely, accurate AML/CTF reporting to regulators and the Board.
• Training & Awareness: Act as subject matter expert, approve AML training curriculum, and deliver training to management and staff.
• Substitution & Oversight: Ensure continuity of AML function by leading the AML team.

Ideal Candidate May Also Have:

• Certifications: ACAMS, ICA, or equivalent in AML/CTF, Sanctions, or Blockchain Forensics.
• Hands-on experience with SAR filings in Germany (GoAML).
• Deep understanding of blockchain applications: stablecoins, smart contracts, Layer 2 protocols, EVM networks.
• Experience in fast-paced fintech or regulated financial institutions.

Requirements

• Education: Master’s degree in Law, Social Sciences, Economics, or other relevant fields.
• Experience: 8+ years in AML/CTF compliance within financial services, fintech, crypto, or payments.
• Regulatory Expertise: Strong knowledge of BaFin AML requirements, GwG obligations, and MiCAR framework.
• Leadership: Ability to lead AML teams, oversee compliance programs, and engage with regulators at senior levels.
• Languages: Fluent German (Native/C2) and English (C2).
• Skills: Strong analytical judgment, precision in risk assessment, and the ability to balance compliance and business needs.

Benefits

• Impactful Role: Hold regulatory responsibility for AML/CTF at one of Europe’s most innovative blockchain infrastructure providers.
• Leadership Opportunity: Shape the strategy and governance of AllUnity’s AML framework.
• Innovation: Be part of pioneering Europe’s first MiCAR-compliant EUR-denominated stablecoin.
• Growth & Development: Benefit from learning budgets, personalized career development, and close collaboration with industry leaders.
• Competitive Compensation
• 30 Days Paid Vacation
• Learning & Development Budget
• Regular Team Retreats & Offsites
• Transparent Culture and Open Communication
• Welcome Packages & Company Swag

Ready to Apply?

If you’re excited to lead AllUnity’s AML/CTF strategy and help shape the future of digital finance, we’d love to hear from you. Let’s build something meaningful together!

Seniority level: Executive

Employment type: Full-time

Job function: Other

Industries: Government Administration